Chri$tma$ Ca$h

Short on cash to finish your list? Or feel like you need cash to pay those higher rate credit card charges, and get your budget back on track before you’re haunted by the ghost of Christmas Past? Apply for Chri$tma$ Ca$h and pay off those balances before next Christmas at a rate as low as 7.99% APR*. You may also qualify for 1/4% rate reduction if any ONE of the following apply to you: 10 or more years of membership with AAFCU; an active checking account at AAFCU in good standing; an active Visa Credit Card account with AAFCU in good standing; or an automatic payment of this loan from an AAFCU account.

Apply online for a loan! You can also apply in person in any office location, or contact the lending department by telephone.

*APR = Annual Percentage Rate. Not all applicants will qualify; membership is required. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval and underwriting guidelines. Limitations may apply. Limited time offer. Sample payment: 7.99% APR, 12 months, $20 per $1,000 borrowed.

Signature Loans

Designed to help our members borrow for items where collateral is not available including:

  • Weddings

  • Vacation

  • Taxes

Payment Protection, including life, disability, and involuntary unemployment, is available. Watch a short video about Debt Protection.

You may qualify for a discounted signature loan rate! Ask for details when you apply.

Apply online for a loan! You can also apply in person in any office location, or contact the lending department by telephone.

Personal Lines of Credit

  • Revolving Credit Line allows you to take additional advances

  • Can be used for:

    • Home repairs

    • College education

    • Weddings

Payment Protection, including life, disability, and involuntary unemployment, is available. Watch a short video about Debt Protection.

Apply online for a loan! You can also apply in person at any office location or contact the lending department by telephone.

Visa Credit Card

  • No annual fee

  • 10-day grace period from the time your bill is due before a late fee is assessed

  • Balance transfers and cash advances also available at the same interest rate

  • Payment protection is available. Watch a short video about Debt Protection

  • You can also enroll in Visa Transaction Alerts for both your AAFCU Visa Debit and Visa Credit cards. Sign up for Visa Transaction Alerts

If you would like to view your visa account online, go to eZCardInfo.com. You can get information about your transactions, balances, payments and more, as well as making online payments for your Visa Credit Card. You can also make payments, check balances, verify payment history, and check your available credit limit by calling our office during business hours or by calling 1 (800) 433-0505 and following the prompts. You will need to enter your card information to verify your identity first, then access your information.

View our current Visa Credit Card disclosure.

Has your Visa card been lost or stolen? Contact AAFCU immediately. If the office is not open, please call 1 (800) 991-4961 for Visa Credit or 1 (800) 472-3272 for Visa Debit.

You can apply online for a loan or in person at any office location or contact the lending department by telephone.